SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!
Listing Provided Courtesy of Keller Williams Realty Of The Treasure Coast at 772-419-0400
Property Details
Price:
$995,000
MLS #:
B26014459
Status:
Active
Beds:
4
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
RUSTIC HILLS
Neighborhood:
6090palmcity
Listed Date:
Apr 27, 2026
Finished Sq Ft:
2,746
Total Sq Ft:
3,352
Lot Size:
445,226,760 sqft / 0.24 acres (approx)
Year Built:
1996
Key WestWaterfrontCanalfrontPool6090 – Palm City6090palmcityRustic HillsBessey CreekHidden OaksMartin CountyPets Allowed
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Schools
Elementary School:
Bessey Creek
Middle School:
Hidden Oaks
High School:
Martin County
Interior
Appliances
Electric Water Heater, Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater
Bathrooms
2 Full Bathrooms
Cooling
Central Air, Electric, Zoned
Flooring
Carpet, Tile
Heating
Central, Electric, Zoned
Interior Features
Bar, Bedroom Layout – Split, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, High Ceilings, Pantry, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry Features
Inside, Laundry Closet
Levels
Two, Multi/Split
Main Level Bathrooms
1
Main Level Bedrooms
2
Exterior
Architectural Style
Key West
Association Amenities
Boating
Construction Materials
Fiber Cement, Frame
Direction Faces
East
Exterior Features
Balcony, Custom Lighting, Lighting, Outdoor Shower
Fencing
Fenced, Partial
Lot Features
Cul-De-Sac, Irregular Lot, Many Trees
Open Parking Spaces
4
Other Structures
Cabana, Shed(s)
Parking Features
Driveway, Open
Parking Spots
4
Parking Total
4
Patio And Porch Features
Porch – Screened, Porch – Open, Patio – Screened, Patio – Open, Patio – Covered, Porch, Patio, Deck
Roof
Metal
Security Features
Security System, Smoke Detector(s)
Spa Features
Above Ground
Stories
2
View
Canal, Water
Waterfront Features
No Fixed Bridge, River Access, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 1-80 Feet, Other
Window Features
Shutters
Financial
HOA Fee
$25
HOA Fee Frequency
Monthly
HOA Includes
Common Areas
Tax Year
2025
Taxes
$13,702
Map
Community
- Address3098 SW Cedar Trail Palm City FL
- SubdivisionRUSTIC HILLS
- CityPalm City
- CountyMartin
- Zip Code34990
Subdivisions in Palm City
Market Summary
Current real estate data for Single Family in Palm City as of Aug 06, 2026
188
Single Family Listed
85
Avg DOM
341
Avg $ / SqFt
$1,021,521
Avg List Price
Property Summary
- Located in the RUSTIC HILLS subdivision, 3098 SW Cedar Trail Palm City FL is a Single Family for sale in Palm City, FL, 34990. It is listed for $995,000 and features 4 beds, 2 baths, and has approximately 2,746 square feet of living space, and was originally constructed in 1996. The current price per square foot is $362. The average price per square foot for Single Family listings in Palm City is $341. The average listing price for Single Family in Palm City is $1,021,521.
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