Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami’s desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home’s open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida’s waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
Listing Provided Courtesy of KW Reserve Palm Beach at 561-220-6006
Property Details
Price:
$3,350,000
MLS #:
B26072103
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
KEYSTONE ISLAND
Neighborhood:
2220
Listed Date:
Sep 3, 2026
Finished Sq Ft:
3,084
Total Sq Ft:
3,941
Lot Size:
544,500,000 sqft / 0.29 acres (approx)
Year Built:
1959
See this Listing
Schools
Elementary School:
David Lawrence Jr. K-8
Middle School:
North Miami
High School:
Alonzo and Tracy Mourning
Interior
Appliances
Freezer, Electric Cooktop, Cooktop, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Oven, Refrigerator, Washer
Bathrooms
3 Full Bathrooms
Cooling
Ceiling Fan(s), Central Air
Flooring
Carpet, Marble, Tile
Heating
Central, Electric
Interior Features
Bar, Closet Cabinetry, High Ceilings, Kitchen Island, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
Levels
One
Main Level Bathrooms
3
Main Level Bedrooms
4
Exterior
Accessibility Features
Accessible Central Living Area
Architectural Style
Ranch, Traditional
Attached Garage YN
1
Construction Materials
Block, Concrete, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Barbecue, Lighting
Fencing
Back Yard
Garage Spaces
2
Lot Features
Corner Lot
Other Structures
Outbuilding
Parking Features
Attached, Attached Garage, Circular Driveway, Covered, Driveway, Garage, Garage Door Opener
Parking Spots
2
Parking Total
2
Patio And Porch Features
Patio – Screened, Patio
Roof
Slate, Tar/Gravel
Security Features
Smoke Detector(s)
Stories
1
View
Canal, Pool, Water
Waterfront Features
Ocean Access, Canal Front, Seawall, Canal Width 1-80 Feet
Window Features
Blinds
Financial
Tax Year
2025
Taxes
$14,894
Map
Community
- Address12990 Keystone Terrace North Miami FL
- SubdivisionKEYSTONE ISLAND
- CityNorth Miami
- CountyMiami-Dade
- Zip Code33181
Subdivisions in North Miami
- 151 Biscayne
- Acreage
- Alhambra Heights Sec 05
- BAYVIEW TOWERS
- Biscayne Village
- BREEZESWEPT ESTATES 1ST ADD
- BRIAN MANORS
- Coronado Harbor
- Coronado Harbor Add 02
- Fairmont House INC- Co-Op
- GOLD COAST CONDO
- GOLF ESTS 1ST ADDN
- GREENWICH PH I CONDO
- Irons Manor 4th Add
- Irons Manor 5th Add
- Irons Manor Add 02
- Irons Manor High Pines Ad
- key stone point
- Keystone Point Sec 03
- Keystone Towers Condo
- Lerob Sub
- LIDO BAY LODGE CONDOMINIU
- MAJORCA TOWERS
- MAJORCA TOWERS CONDO
- MALKY CONDO
- One Fifty One
- ONE FIFTY ONE AT BISCAYNE
- Overbrook Shores 02
- PIER 44 CONDO
- PRESTIGE VILLAGE
- QUATRAINE CONDO
- Sailboat Cay Condo
- Sunkist Grove
- THREE HORIZONS NORTH COND
- Vecino Del Mar
- Venice Arms
Market Summary
Current real estate data for Single Family in North Miami as of Sep 05, 2026
16
Single Family Listed
284
Avg DOM
492
Avg $ / SqFt
$896,088
Avg List Price
Property Summary
- Located in the KEYSTONE ISLAND subdivision, 12990 Keystone Terrace North Miami FL is a Single Family for sale in North Miami, FL, 33181. It is listed for $3,350,000 and features 4 beds, 3 baths, and has approximately 3,084 square feet of living space, and was originally constructed in 1959. The current price per square foot is $1,086. The average price per square foot for Single Family listings in North Miami is $492. The average listing price for Single Family in North Miami is $896,088.
Similar Listings Nearby

12990 Keystone Terrace
North Miami, FL
